Jumbo Loans

jumbo loans

Jumbo loans have higher loan limits than others and are also known as non-conforming loans because they don't fit within the normal parameters set by Fannie Mae and Freddie Mac.

The loan amount that makes a loan Jumbo varies by location, contact me to find out what Jumbo loan amount you may qualify for. Non-conforming loans tend to have some flexibility that conforming loans don't have. Those include:

  • Less than 20% down with no mortgage insurance
  • Higher debt-to-income ratio
  • Flexible income calculations
  • Credit score requirements typically aren't any stricter than non-conforming loans
  • Vast array of Jumbo loan programs to choose from
  • Financing up to $5 million

Qualification criteria and terms vary. If you have large financing needs a jumbo loan is the answer for you.

Apply online today or call (808) 250-6482 to start the pre-approval process!

Contact Rebecca Ross

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