First Time Home Buyer Guide

Buying your first home can be both exciting and nerve-wracking. Purchasing a home is perhaps the biggest investment you can ever make.

Make sure you're arming yourself with the appropriate information about everything you can expect as you navigate the home buying process.

This eBook won't make any decisions for you, but it will help provide the foundational knowledge you need to feel comfortable making the best decision for you and your family.

Buying your first home in Maui/San Diego is a big deal. Many people see purchasing your first home as a sign of adulthood, success and financial responsibility. Taking that plunge into home ownership shouldn't be taken lightly as it is a huge commitment.

There is A LOT of advice out there for first time home buyers in Maui/San Diego, but the best advice is make sure you have an experienced and dedicated real estate team and mortgage lender on your side. Before purchasing your first home give careful consideration to these factors:

  • Huge financial responsibility. Your mortgage payment isn't the only new expense you'll have to budget for. You'll need to pay for utilities, maintenance, unforeseen repairs, property taxes and homeowners insurance.

  • Tighter ties. When renting, you can pick up and move with short notice. When you own a home, the selling process can sometimes take months. Moving can be more complicated, so before purchasing a home, make sure you know you want to be living in that area for a while.

  • It's an investment. With all investments there are risks. Of course, paying a mortgage that increases your home equity is preferred to paying someone else's mortgage while renting but don't forget there are still some risks involved.

first time homebuyer

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Don't let the process overwhelm you. This site has all the tools and resources you will need to get started. Once you're ready to apply or have any questions don't hesitate to call (808) 250-6482!

Contact Rebecca Ross