FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
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Mortgage Calculators
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Instant Home Value
Some Holiday Lighting Tips
Posted Monday November 29, 2021 in Home Improvement
Holiday lights undoubtedly keep the season (and spirits) merry and bright through the beginning of the new year—it’s extra cheer we can all use right about now. But there’s a difference between a tasteful presentation and being the only home on the block that stands out like a disco ball gone awry. To outfit your […]
Budgeting Time and Money Wisely When Renovating Your Home
Posted Friday November 19, 2021 in Real Estate
In the current sellers’ market, many homeowners wonder what, if anything, needs to be remodeled before they list their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market conditions and how they impact what you should – and shouldn’t – renovate before selling. Here are some […]
Home Prices Keep Rising
Posted Friday November 12, 2021 in Real Estate
The median home price for single-family properties and condos has increased to $294,488. And since the pandemic hit in March of 2020, there’s been significant property appreciation across the board, with home values increasing, on average, by more than $41,000, according to the latest report from Radian. A lack of inventory is helping to drive […]