Rebecca Ross Mortgage

Hi, I'm Rebecca Ross

Your local Maui/San Diego home loan solution. Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

Instant Home Value

Another Reason To Stop Renting And Buy A House
Posted Monday January 10, 2022 in Real Estate

If you are a first time homebuyer or just thinking about getting back into the market after a brief hiatus, your timing couldn’t be better! Yes, it’s a big step that requires some upfront costs, but the long-term benefits more than make up for itin the end. Aside from having a place to call your […]

All Things New Will Soon Be Purple
Posted Saturday January 1, 2022 in Home Improvement

In ringing in the new year, we celebrate the past and make new goals for the future. We also welcome the new year’s “it” color. For over 20 years, The Pantone Color Institute has been responsible for choosing the annual color that will influence product development and purchasing decisions in many industries, including fashion, home […]

Homeowners Gained $56,700 in Equity on Average
Posted Thursday December 23, 2021 in Real Estate

While it can be overlooked often times, a homeowner’s equity helps build long-term wealth over time. So, as home values climb, your equity does too. That’s exactly what’s happening today. There aren’t enough homes on the market to meet buyer demand, so bidding wars and multiple offers are driving prices up. That’s because people are […]