FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
Hi, I'm Rebecca Ross
Your local Maui/San Diego home loan solution. Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.
Mortgage Calculators
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Instant Home Value
Moving Tips Part #2 – Packing
Posted Friday May 7, 2021 in Home Improvement, Real Estate
When it’s time to pack, you want to make it as easy as possible. This is true for vacationing, camping, and of course, moving to a new house. Follow these packing tips for moving to make things run smoothly. Wrap Drawers Instead of cleaning out drawers, utilize that space by keeping the things you’re taking […]
Moving Tips Part #1 – Preparing To Move
Posted Friday April 30, 2021 in Home Improvement, Real Estate
Most people enjoy moving to a new house but hate the actual moving process. That’s why it can be so important to make things as easy and as stress-free as possible. It’s nearly impossible not to get stressed at all, that’s normal. The point is to lessen the natural stress of moving by taking part […]
Differences Between Condos And Townhomes
Posted Friday April 23, 2021 in Real Estate
Whenever you’re in the market for a new home, seeing all of these different words can be confusing. Did you think a condo was just an apartment? Are you confused by duplexes and townhouses? Well, you’re not alone. The names of different types of houses and housing units can be confusing. The easiest way to […]