Rebecca Ross Mortgage

Hi, I'm Rebecca Ross

Your local Maui/San Diego home loan solution. Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

Instant Home Value

Things To Look Out For When Buying An Older Home
Posted Thursday October 21, 2021 in Real Estate

Are you planning to purchase an old home? Old houses tend to cost less than modern builds. Additionally, if you’re the type of person who appreciates the nostalgic appeal and charm of an older home, then this will be a gratifying choice for you. Although older houses bring undeniable historical character, there are a few […]

Should You Buy A Bigger Home?
Posted Thursday October 14, 2021 in Real Estate

If you have always wanted to live in a bigger home, then you may be wondering when the right time is for you to move. Bigger homes are more expensive and require more maintenance. However, you may be at a point in your life financially where you’re ready for a bigger place. Here are some […]

Upgrades You Should Make Before Listing Your Home
Posted Thursday October 7, 2021 in Home Improvement

One of the biggest things that you can do to sell your home is make it stand out, and that can be done by upgrading your home. Here are a few home improvement projects that will give your house a facelift before you put it on the market. Update Cabinets It can be expensive to […]