Rebecca Ross Mortgage

Hi, I'm Rebecca Ross

Your local Maui/San Diego home loan solution. Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

1%

5%

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$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

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5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Instant Home Value

Home Prices Could Increase 5.4% by October 2020
Posted Thursday December 12, 2019 in Real Estate

Home prices grew by 3.5 percent year-over-year in October and are expected to rise by 5.4 percent by the same time next year, according to a CoreLogic Home Price Index and Forecast report. Between September and October 2019, home prices grew by 0.5 percent. Nationwide, home values have been growing steadily since 2012 and the […]

Should You Rent Or Own If You’re Retired?
Posted Thursday December 5, 2019 in Real Estate

For many of us, the decision to rent or buy is dictated by our income. But for retirees, who are typically on a fixed income, deciding between renting and buying isn’t such a simple calculation. Retirees may choose to relocate for a variety of reasons, including downsizing, being closer to family, or to enjoy a […]

Selling Your Maui/San Diego Home? Here’s How To Make It Look Its Best Before Showings
Posted Thursday November 28, 2019 in Home Improvement, Real Estate

While there are many things you can do to make your property look it’s best before showing to a potential buyer, here are four of the most important aspects to highlight: Appeal Appeal reigns supreme when it comes to attracting prospective buyers. They’re looking for an attractive residence that’ll present a welcoming façade and inspire […]